Are you planning to file an insurance claim for roof repair or replacement in Edmonton? If so, you’ve come to the right place. We are Sargeant’s Roofing, and we are proud to be your go-to roofing experts in Edmonton. We specialize in repairing, maintaining and replacing asphalt and cedar roofs, but we don’t stop there, we also want to help you get the most out of your insurance claim. Here are a few things you can do to maximize your insurance claim before you file:
#1. Review your coverage.
Carefully read over your entire policy every time you file a new claim and periodically throughout the year. This will keep you up to date on all of the fine print within your policy, and it will help you avoid nasty surprises down the road, including wasting time and energy filing a claim that your policy won’t cover. Believe it or not, the average homeowner won’t read their policy until there is a problem, and knowing your coverage ahead of time is key for being prepared for the worst.
#2. Keep up on maintenance.
Your insurance is there to cover you in cases of severe weather, fallen trees and other emergencies; it is not there to maintain your roof. Roof maintenance is key for extending the life of your roof and avoiding bigger repairs down the road. Your insurance company knows how important it is to maintain your roof, and if you don’t and your negligence leads to an issue, it could affect your coverage.
#3. Don’t automatically assume something isn’t covered.
If your claim has been rejected because of your policy’s coverage, it’s always worth it to take a second look. For instance, say you put in a claim for mould in your home. Your coverage doesn’t include mould, so it gets denied automatically. However, the mould was a result of a roof leak, which your insurance does cover, and in this instance, the mould may still be covered by your insurance policy.
Here at Sargeant’s Roofing, we are dedicated to providing you with the high-quality roofing services you need in Edmonton, but we also want to help you get the most out of your insurance claim. Working with insurance companies can be complicated, but our experts have the experience to help. Would you like to learn more tips for making the most out of your claim? If so, please stay tuned for our next blog, and as always, please contact us if you have any questions or if you would like to schedule your free consultation!